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Closings are exciting milestones, but in Florida, they can also be confusing. One major difference? Who pays for title insurance, and who selects the title company. In Miami-Dade and Broward, it's typically the buyer. In Palm Beach, it's usually the seller.
Understanding these local details helps you avoid unnecessary stress. Here are a few common mistakes to watch for when closing on a home in Florida.
With rising prices and tighter qualification rules making headlines, many Florida residents are wondering: Can I still afford to buy a home?
Even if one program is no longer an option for you, there are multiple paths to homeownership still open—and many of them come with down payment help, tax credits, and forgiving terms designed specifically for first-time or income-qualified buyers.
Let's break down your options.
Florida's Top Homebuyer Assistance Programs (That Most People Don't Know About)
FL Assist is one of Florida Housing's most popular down payment help options.
Specialty Mortgage Products Promise Lower Rates and Fees — but Are They Safe? (Originally published on Money.com)
Rapidly rising mortgage rates are changing how both buyers and lenders are approaching home loans.
Mortgage rates have nearly doubled since the first week of January, to today's current average of 6.31%. Higher rates mean higher mortgage payments and fewer people who can afford to buy. As a result, lenders have seen a big dro...
In response to the catastrophic collapse of the 136-unit Champlain Towers in Surfside Florida that killed 98 people, the Florida legislature unanimously approved Senate Bill 4D on May 26, 2022, establishing the Building Safety Act for Condominium and Cooperative Associations.
The Bill was subsequently signed into law by Governor Ron DeSantis, and became effec...
